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How Crypto Payments Work in Nigeria: A Beginner’s Guide

How Crypto Payments Work in Nigeria: A Beginner’s Guide

Spenda Learn A simple beginner's guide to how crypto payments actually work in Nigeria, from wallet addresses to network fees. Crypto is becoming more than an investment in Nigeria. People now use digital assets to send money, receive international payments, pay for services, and move value across borders. But how exactly does a crypto payment work? If you're new to crypto, terms like wallet addresses, blockchain networks, USDT, USDC, and transaction fees can sound complicate

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How to Secure Your Spenda Account With 2FA

How to Secure Your Spenda Account With 2FA

Spenda Help Center Two-Factor Authentication adds a second layer of protection to your Spenda account, here's how to set it up and use it well. Your Spenda account gives you access to your money, crypto transactions, cards, and other financial services. That makes account security extremely important. A strong password is a good first step, but it shouldn't be your only protection. Two-Factor Authentication (2FA) adds another layer of security to help keep your account safe.

My Spenda — October 8, 2026

Spenda Platinum USD Virtual Card: Premium Payments, Worldwide

Spenda Platinum USD Virtual Card: Premium Payments, Worldwide

Spenda Platinum USD Virtual Card Premium international payments, accepted by 150M+ merchants worldwide, with zero monthly maintenance fees. Ever tried paying for an international subscription, shopping online, or running ads, only for your card to decline? Your online payments should be the least of your worries. Meet the Spenda Platinum USD Virtual Card: a Visa Platinum card designed to make international online payments easier, with acceptance across a network of 150M+ merc

My Spenda — October 8, 2026

How to Send USDT and USDC on Spenda: A Simple Guide to Stablecoin Transfers

How to Send USDT and USDC on Spenda: A Simple Guide to Stablecoin Transfers

Spenda Help Center A simple guide to sending USDT and USDC directly from your Naira balance, no manual swaps, no unnecessary steps. Whether you're paying someone, moving funds to another wallet, or sending stablecoins to an exchange, Spenda makes the process simpler. With Spenda 2.0, you can send stablecoins directly from your Naira balance in just a few simple steps. What Are USDT and USDC? USDT (Tether) and USDC (USD Coin) are stablecoins designed to maintain a valu

My Spenda — October 8, 2026

What Is a Stablecoin? A Beginner’s Guide.

What Is a Stablecoin? A Beginner’s Guide.

Spenda Learn A beginner's guide to stablecoins, what they are, why Nigerians use them, and how to send them safely. If you've spent any time around crypto, you've probably heard people talk about USDT, USDC, and stablecoins. But what exactly is a stablecoin, and why has it become so useful for Nigerians dealing with digital dollars, international payments, and crypto? A stablecoin is a type of cryptocurrency designed to maintain a relatively stable value, usually by being lin

My Spenda — October 8, 2026

How to Deposit Naira on Spenda: A Complete Step-by-Step Guide

How to Deposit Naira on Spenda: A Complete Step-by-Step Guide

Spenda Help Center A simple step-by-step guide. With Spenda 2.0, funding your wallet with Naira is quick, easy, and instant. Whether you're looking to send stablecoins, make local bank transfers, pay bills, or explore Spenda's other features, you can get started by making a Naira deposit on Spenda. Here's everything you need to know. What You Need Before Depositing Naira Before you get started, keep these two requirements in mind: * KYC verification is mandatory. Y

My Spenda — October 8, 2026

Spenda 2.0: Naira Deposits, Stablecoins, USD Card & More

Spenda 2.0: Naira Deposits, Stablecoins, USD Card & More

Fintech & Digital Assets A Whole New Level of Everyday Payments A major upgrade adds Naira deposits, stablecoin transfers, a USD card and more, folding crypto and everyday payments into one app instead of two separate worlds. What if spending digital assets were as simple as spending regular money? For millions of people entering the digital economy, that's still an open question. Crypto has made it possible to move value across borders and hold dollar-denominated assets.

My Spenda — October 8, 2026

Unsupported Asset & Recovery

Unsupported Asset & Recovery

Spenda Help Center Understanding Unsupported Deposits on Spenda What an unsupported deposit is, how it happens, and what our recovery process looks like if it happens to you. Sometimes a deposit does not reflect because the wrong coin was sent, or the correct coin was sent using the wrong network. This is called an unsupported deposit. Unsupported deposits happen when: * You send a coin that Spenda does not currently support. * You use a network that is not supported f

My Spenda — March 4, 2026

Spenda Referral Program

Spenda Referral Program

Spenda Referral Program Earn Real Cash by Referring Friends to Spenda Help your friends discover an easier, faster, smarter way to spend crypto, and earn a percentage of their transaction fees every time they deposit. Welcome to the Spenda Referral Program, where every friend you refer could mean more money in your pocket, again and again. Let's break it down. Here's the Deal When someone signs up with your referral link and deposits $10 or more, you earn a percent

My Spenda — June 20, 2025

Making Safe Crypto Deposits on Spenda & What to Do If There's a Delay

Making Safe Crypto Deposits on Spenda & What to Do If There's a Delay

Spenda Help Center How to Make Safe Crypto Deposits on Spenda Depositing crypto into your Spenda Naira wallet is fast, secure, and hassle-free, as long as you follow a few simple steps. Here's how to deposit safely, and what to do if a deposit seems delayed. Only Use Supported Assets and Networks Before you make any crypto deposit, double-check that: * The asset you're sending is supported by Spenda. * You're using the correct blockchain network. * You're sending it

My Spenda — June 20, 2025

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